Summary: Use this table to check whether a household’s income is at or below 400% of the Federal Poverty Level (FPL). Values are shown annually and monthly.
How to use this table
Find the household size in the first column.
Compare your annual gross income to the amount in the 400% FPL column.
For households larger than 8, add the “Each person over 8” amount to the 8-person value.
400% FPL Table (2025)
| Household Size | 400% FPL (Annual) |
|---|---|
| 1 | $63,840 |
| 2 | $86,560 |
| 3 | $109,280 |
| 4 | $132,000 |
| 5 | $154,720 |
| 6 | $177,440 |
| 7 | $200,160 |
| 8 | $222,880 |
| Each person over 8, add | $22,720 |
Example
A family of 5 making $154,720 per year is below 400% FPL for the 48 contiguous states, since 400% for a 5-person household is $154,720.